Save Search

0 Properties

REQUEST A TOUR

Team Pruitt

team@teampruitt.com +1(502) 442-2030

$ 299,000

Save

Price Dropped by $16K

81 White Oak Lane Monticello, KY 42633

2 Beds

1 Bath

900 SqFt

UPDATED:

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 900 sqft

Price per Sqft $332

Subdivision Cumberland Ridge Estates

MLS Listing ID 26005932

Bedrooms 2

Full Baths 1

Year Built 2021

Lot Size 1.320 Acres

Acres 1.32

Property Sub-Type Single Family Residence

Property Description

Unique lake property situated on three lots featuring a 2-bedroom, 1-bathroom home plus a detached garage with plenty of room for a boat up to 26 ft. The garage has a finished guest quarters offering an additional 1 bedroom and 1 bathroom. Built in 2021 and tucked into a peaceful, golf-cart friendly Lake Cumberland community, this move-in-ready property offers flexibility, privacy, and lake lifestyle convenience all in one package. The main home features 2 bedrooms, 1 full bath, and an open-concept living/kitchen layout with durable LVP flooring throughout. The kitchen offers white shaker cabinetry, butcher block countertops, subway tile backsplash, stainless appliances, and recessed lighting, creating a clean, modern lake-cottage feel. The living area is bright and inviting with double doors leading to a spacious covered porch - perfect for relaxing after a day on the water. The full bath includes a tiled walk-in shower with glass door and updated vanity, continuing the low-maintenance, newer-construction appeal. Outside, enjoy extensive covered porch space with ceiling fans, composite decking on the house porch, ideal for entertaining or unwinding in the wooded setting. A major bonus is the detached garage with finished guest quarters, offering 1 bedroom, 1 bath, and its own mini-split HVAC system - perfect for guests, or private workspace. Also deck space beside garage for grilling, entertaining guest and relaxing. The property sits on three lots being sold together (approx. 1.32 acres +/-) and includes an additional lot already equipped with a RV hookup with septic, electric, and water in place, providing incredible flexibility for overflow guests or additional income potential. Located just minutes from Conley Bottom Marina and close to two private boat ramps, this home is ideal as a full-time residence, weekend getaway, or short-term rental investment near Lake Cumberland. If you've been looking for newer construction, extra space for guests, and lake access convenience - this one checks the boxes.

Location

State KY

County Wayne

Rooms

Basement Crawl Space

Interior

Interior Features Primary Downstairs

Heating Electric, Heat Pump

Cooling Central Air, Heat Pump

Flooring Tile

Laundry Main Level

Exterior

Parking Features Detached Garage

Garage Spaces 2.0

View Y/N Y

View Rural, Trees/Woods

Roof Type Metal

Handicap Access No

Private Pool No

Building

Lot Description Wooded

Story One

Foundation Concrete Perimeter

Sewer Septic Tank

Level or Stories One

Schools

Elementary Schools Bell

Middle Schools Wayne Co

High Schools Wayne Co

Imagine MLS / Bluegrass Association of REALTORS (LBAR)

Listed by Re/Max Country Lakes

Team Pruitt

The Real Estate Team | License ID: 196568

+1(502) 442-2030

GET MORE INFORMATION

NEARBY SCHOOLS & PROPERTIES

Team Pruitt

81 White Oak Lane Monticello, KY 42633

Key Details

Location

Rooms

Interior

Exterior

Building

Schools

81 White Oak Lane

HOMES FOR SALE IN KENTUCKY - QUICK SEARCHES